Vista Solar specializes in providing cash-flow positive solar financing solutions that are tailored to your needs – commercial, non-profit, or agricultural, we have a solution that will start you saving right away.

Over 70% of our clients are enjoying solar savings without any upfront costs. Let us help find the right solution for you today!

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Vista Solar’s Financing Advantage

Vista Solar has partnered with the financing industry’s brightest solar lenders in order to offer a menu of financing solutions to meet your needs. All of our partners are experienced solar lenders with strong portfolios that have been vetted by Vista Solar and with whom we have extensive lending relationships. One of the first steps our Solar Consultants will walk you through is determining the financing solution that’s best for your organization. Read on to learn more about the various ways to go solar!

Cash Purchase

“Cash is king” as they say. When possible, a cash purchase will almost always deliver the greatest savings and highest IRR. Our typical systems have a payback of 3-5 years and an IRR of 15 – 22%. With nearly 70% of the system paid for by government incentives and 50% recouped in the first year via tax incentives, purchasing solar is an unparalleled investment opportunity – if you have the tax appetite.

  • Greatest savings
  • 15 – 22% IRR
  • 3 – 5 Year Payback
  • Significant upfront capital investment
  • Requires large tax incentive appetite

Solar Lease

By far the most popular method of going solar for our clients, the Solar Lease allows you to install solar with no upfront costs. By partnering with several financing firms Vista Solar is able to offer lending that is specifically tailored for our non-profit, agricultural and commercial clients. Typically a 10-year term, the Solar Lease lets the financing company monetize the tax incentives on your behalf, passing on the savings in the form of a low fixed annual payment. With no money down and fixed annual payments that are lower than the savings generated by your solar system, there simply is no reason not to start saving today.

  • $0 Down
  • Cash flow positive
  • 10 year term
  • Special Agricultural rates available
  • Systems >50kW
  • Somewhat lower savings than Cash Purchase

Power Purchase Agreements (PPA)

Similar to the Solar Lease, the Power Purchase Agreement (PPA) is designed to allow you to go solar without making any upfront investment. Under the PPA, an investor will install, own and maintain the solar system and in exchange, you will purchase the power generated by the system at an agreed upon rate for up to 25 years. This option is ideal for those who are interested in lowering the cost of their electricity, but who have little or no interest in owning the system outright.

  • No Upfront Capital Requirements
  • Pay only for electricity as it is produced
  • Best option for Non-Profits
  • No maintenance
  • Positive cash flows
  • Lowest overall savings compared to Cash Purchase and Solar Lease


Choose to Finance or Buy?

You and your CPA know what’s best for your company. That’s why we provide the best options in the industry: buy your system outright or take advantage of our solar financing solutions. Here’s a comparison to help you choose:

Why lease?

  • >50kW system sizes
  • Go solar for $0 down
  • Financiers monetize the tax incentives
  • Payments can be optimized for positive cash flow
  • Ownership after 7-10 years
  • Increased property value (tax exempt)
  • Free monitoring for 10 years

Why buy?

  • Any size system
  • Maximize your return on investment
  • Take advantage of significant tax incentives
  • No Monthly Payments
  • Full ownership of system
  • Increased property value (tax exempt)
  • Free monitoring for 10 years

Why PPA?

  • >150kW system sizes
  • Lock in low rates now & save thousands over time
  • Financiers monetize the tax incentives
  • Only pay for the electricity actually generated by the system
  • Financiers own the system
  • Remove or purchase the system after 25-years
  • Enjoy free maintenance for term of PPA

Ready to talk about your project?

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